More than half (54%) of those surveyed want to expand their living space or acquire secondary housing for rental purposes. 40% do not own their own homes, while 6% stated that they do not need to buy or expand their property.
According to 82% of respondents, a payment ranging from 50,000 to 60,000 rubles (the average mortgage payment) constitutes a significant portion of their family budget. They consider an optimal amount to be no more than 30,000 rubles per month.
When arranging a mortgage, every third Russian does not have a financial safety net to make payments. 42% have funds for one to two payments, 15% have funds for three to five payments, and 5% have funds for more than five payments.
Meanwhile, 20% are prepared to sell their current property and make an additional payment to buy new housing, 6% can borrow the remaining amount, and 4% believe they can save up.
The overwhelming majority (89%) of those surveyed cited financial difficulties and uncertainty about the future as the main obstacles to buying an apartment.
In a survey conducted in June 2024, nearly 1,500 Russians aged 21 to 50 participated.
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